Savings Account Fees

Savings Fee:

$1.00 per withdrawal, after 3 per month

Inactivity Fee:

$5.00 per month

Checking Account Fes

Overdraft fee:

$1.00 per item

NSF fee:

$25.00 per item

Returned Item fee:

$3.00 per item

Stop Payment fee:

$25.00 per item

Check Printing fee:

Prices may vary depending upon style

Paid Check Copies:

$2.00 per item

Statement Copy:

$2.00 per statement

Temporary Check:

$0.10 per check

Rejected Item:

$0.25 per item

Business Checking Fees

Service Charge:

$10.00/month, if your minimum balance is not maintained and with a limit of 15 checks. A fee of $0.25 for each additional check exceeding the 15 check limit.

Courtesy Pay

NSF – Paid or Returned Unpaid:

$25.00 per item

Other Service Fees

Account Reconciliation fee:

$25.00 per hour

Account Research fee:

$25.00 per hour

Statement Copy fee:

$2.00 per statement

Deposit Item Return fee:

$3.00 per item

Collection (incoming) fee:

No charge

Collection (outgoing) fee:

$25.00 per item

Wire Transfer (outgoing) fee:

$25.00 per transfer

Western Union Wire fee:

$35.00 per transfer

International Wire fee:

$40.00 per transfer

Account Closure:

$5.00 if closed within 90 days of opening account

Mail Returned Undelivered:

$2.00 per piece of mail

Foreign Currency:

$20.00 (1 week delivery)

Fax (Incoming):

No Charge

Fax (Outgoing):

$3.00 for the first page; $1.00 for each additional page

Credit Union Check:

$3.00 per check

Stop Payment on Credit Union Check:

$30.00 per check

Gift Envelope:

$0.10 per envelope

Nonproprietary ATM:

$1.00

ATM Balance Inquiry fee:

$0.35 per inquiry

Debit Card Replacement fee:

$3.00

Debit card Reinstatement fee:

$10.00

Gift cards

Purchase fees:

Cards $100.00 or less - $3.00;

Cards $100.01 -$1,000.00 -$5.00

Monthly Card:

$2.95/Month beginning in the 7^th month after Card Issuance

Card Replacement fee:

$5.00

Exceeding Card Value fee:

$15.00

Transaction or Statement Copy fee:

$2.00

**If you are entitled to a refund for any reason for goods or services obtained with you Card, you agree to accept credits to your Card for such refunds. It may take up to 7 days for amount of the refund to be credited to your card.

Individual Retirement Accounts

Annual Account Maintenance fee:

$15.00 per year

Account Termination fee:

$25.00 if closed within 180 days of opening account

Credit Union Membership

Membership Share:

$50.00 par value