Dear Member,

At WFTFCU we understand that unforeseen expenses sometimes occur when you might not have enough money in your checking account to cover those unexpected costs. That is why we currently authorize and pay overdrafts for your ACH withdrawals, Bill Payment transactions, checks written on your account, ATM and everyday debit card transactions.

However, because of a new banking regulation, we will not be able to authorize and pay overdrafts for your ATM and everyday debit card transactions as of August 15, 2010, unless you ask us to.

By simply responding positively to the notice enclosed with your checking account statement, or you can print one out HERE, you can easily protect your account and avoid being embarrassed or inconvenienced from having your ATM and debit card transactions declined. You will still pay a fee of $25.00 each time we pay an overdraft, but you will not be caught in the predicament of having your ATM and debit card transactions declined because of a lack of funds. It is a great service and protection to have when an emergency arises and Courtesy Pay doesn't cost anything until you use it. We are notifying our members well in advance so that you have plenty of time to respond.

We look forward to hearing from you and want to help you with all of your financial needs. If you have questions about this or any other matter related to your account, please contact one of our member service representatives by e-mail newaccounts@wftfcu.com, call 940-692-7096 or call our toll-free number 800-288-1642. Send in your opt-in notice today!

Sincerely,
Angela Clark
President/CEO

Scholarship Winners

Since 2005, the WFTFCU Board of Directors have awarded scholarships to area high school seniors. The scholarship program has grown in both number of scholarships given and the dollar amount given. Congratulations to these young men and women and we wish them the best for a successful future.

Front Row: Hannah Levell,
Bryce Henderson, Patrick Barker.
Back Row: Kaleb Blacklock,
Jordan Reames, Michael Forney.
(not pictured: Olivia Novak)