Fee Schedule  Effective April 1, 2010

Savings Account Fees

Saving Fee: $1.00 per withdrawal, after three(3) per month

Checking Account Fees

Overdraft fee: $3.00 per item
NSF fee: $25.00 per item
Returned Item fee: $3.00 per item
Stop Payment fee: $25.00 per item
Check Printing fee: Prices may vary depending upon style
Paid Check Copies $2.00 per item
Statement Copy $2.00 per statement
Temporary Check $.10 per check
Rejected Item $.25 per item

Business Checking 

Service Charge:
$10.00/month, if your minimum balance is not maintained and with a limit of 15 checks.
A fee of $.25 for each additional check exceeding the 15 check limit.

COURTESY PAY

NSF - Paid or Returned Unpaid: $25.00 per item

Other Service Fees

Account Reconciliation fee: $25.00 per hour
Account Research fee: $25.00 per hour
Statement Copy fee: $2.00 per copy
Deposited Item Return fee: $3.00 per item
Collection (incoming) fee: no charge
Collection (outgoing) fee: $25.00 per item
Traveler Checks $1.00/$100.00 for single signature
Traveler Checks $1.50/$100.00 cheques for 2
Wire Transfer (outgoing) fee: $20.00 per transfer
Western Union Wire fee: $35.00 per transfer
International Wire fee: $40.00 per transfer
Account Closure $5.00 if closed within 90 days of opening account
Statements Returned Undelivered $2.00 per statement
Foreign Currency $20.00 (1 week delivery)
Fax (Incoming) No Charge
Fax (Outgoing) $3.00 for the first page; $1.00 for each additional page
Credit Union Check  $3.00 per check
Stop Payment on Credit Union Check $30.00 per check
Gift Envelope $.10 per envelope

Electronic Funds Transfer Fees

Nonproprietary ATM $1.00
ATM Balance Inquiry fee: $.35 per inquiry
ATM/Debit Card Replacement fee: $3.00
ATM/Debit Card Reinstatement $10.00
NSF - Paid or Returned Unpaid $25.00

Gift Cards

Purchase Fees:     Cards $100.00 or less - $3.00

Cards 100.01 to $1,000.00 - $5.00

Monthly Card $2.95/Month beginning in the 7th month after Card Issuance
Card Replacement fee: $5.00
Exceeding Card Value $15.00
Transaction or Statement Copy $2.00

**If you are entitled to a refund for any reason for goods or services obtained with your Card, you agree to accept credits to your Card for such refunds. It may take up to 7  days for the amount of the refund to be credited to your Card.

IRA

Annual Account Maintenance fee: $15.00
Account Termination fee: $25.00 if closed within 180 days of opening account

Credit Union Membership

Membership Share: $50.00 par value

The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated on this Rate and Fee Schedule. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.

Tips

To open an account be sure to bring:

  • Your driver's license
    (or other valid photo ID.
  • Your social security card

Opening an account is quick and easy, taking only a few minutes

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency