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WFTFCU MasterCards have low fixed rates and no annual fees! You can also earn UChoose Rewards points with your WFTFCU MasterCard.  Earn 1 point for every $2 you spend.  Don’t forget to register your card!  Stay safe from fraudulent charges while shopping online with MasterCard Secure.

EMV Chip Credit Cards

EMV- which stands for Europay, MasterCard, Visa – is a global standard for cards equipped with computer chips and the technology used to authenticate chip card transactions.  The magnetic stripes on traditional credit and debit cards contain unchanging data. Whoever accesses that data gains the sensitive card and cardholder information necessary to make purchases.  Unlike magnetic stripe cards, every time an EMV card is used for payment, the card chip creates a unique transaction code that cannot be used again.  EMV technology will not prevent data breaches from occurring, but it will make it much more difficult for criminals to successfully profit from what they steal.

If you are an existing WFTFCU credit cardholder and don’t have an EMV chip card today, you’ll receive one within the next couple of weeks, regardless of your expiration date.    You must activate this new card to enable the added security benefits of the chip cards.

Don’t forget to destroy your old credit card once you have activated your new EMV chip card. You will have 30 days to activate and start using your new EMV credit card before the old card will stop working.

We are very excited to offer this added layer of security! If you have any questions, call 940-692-7096.