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Balance Restrictions Our Rate Annual Percentage Yield
Checking Accounts

minimum $50.00 required to open

$1 – $499

$500-$2,499

$2,500 and up

0.00%

0.05%

0.05%

0.00%

0.05%

0.05%

Savings Accounts

minimum $50.00

$1 – $49

$50 – $7,499

$7,500 and up

0.00%

0.10%

0.10%

0.00%

0.10%

0.10%

Individual Retirement Accounts minimum $50.00 required to open 0.75% 0.75%
Certificates

minimum $1,000.00

6 months (182 days)

1 year

18 month

2 year

3 year

4 year

5 year

0.15%

0.25%

0.35%

0.40%

0.60%

0.85%

1.30%

0.15%

0.25%

0.35%

0.40%

0.60%

0.85%

1.31%

Mini-Jumbo Certificates

minimum $50,000.00

6 month (182 days)

1 year

18 month

2 year

0.20%

0.35%

0.40%

0.50%

0.20%

0.35%

0.40%

0.50%

APY = percentage rate reflecting the total amount of dividend’s to be paid based on the dividend rate & frequency of compounding for an annual period

Rates are subject to change at management discretion.

Dividends paid monthly.